$10,000 car loan payment

Monthly payment on $10,000 at 7% APR for 60 months
$198.01
Total interest: $1,881

Over 48 months the payment rises to $239.46 but saves interest; over 72 months it falls to $170.49 but costs more in total. Your actual rate depends on your credit score and whether the car is new or used.

$10,000 car payment by APR and term

APR36 mo48 mo60 mo72 mo84 mo
4%$295$226$184$156$137
5%$300$230$189$161$141
6%$304$235$193$166$146
7%$309$239$198$170$151
8%$313$244$203$175$156
9%$318$249$208$180$161
10%$323$254$212$185$166
12%$332$263$222$196$177

Total interest at 7% APR

TermMonthly paymentTotal interest
36 months$308.77$1,116
48 months$239.46$1,494
60 months$198.01$1,881
72 months$170.49$2,275
84 months$150.93$2,678

Include tax, fees and trade-in

Frequently asked questions

What is the payment on a $10,000 car loan?

At 7% APR for 60 months, a $10,000 car loan is $198.01 a month, with $1,881 of total interest.

Is 72 or 60 months better for a $10,000 loan?

At 7% APR, 72 months lowers the payment to $170.49 but adds $395 of extra interest compared with 60 months.

Other loan amounts

$5,000 car loan$15,000 car loan$20,000 car loan$25,000 car loan$30,000 car loan

All car loan amounts →

Estimates for general information only, not financial advice. See how we calculate.